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RE413

Franklin County · 14.22 square miles

Sunderland

The town record: taxes, homes, schools, water, flood, commute and the market, every figure from a named public source.

LATESTSources checked 2026-09-19 · 21 named public bodies · each figure above states its own period

The Record in Brief

Sunderland's residential property tax rate is $12.44 per $1,000 of assessed value for fiscal 2026, about $5,042 a year on the town's median single-family home, assessed at $396,450. Rates are set by the town and reported to the Massachusetts Department of Revenue.

The median recorded single-family sale in Sunderland was $477,000 in 2024, across 28 recorded arm's-length deeds, from the Massachusetts standardized assessors' parcel layer published by MassGIS.

Sunderland had a population of 3,663 at the 2020 decennial census, published by the U.S. Census Bureau, down 0.6% on 2010.

Sunderland has no current digital flood map. The older Federal Emergency Management Agency paper map was digitised and it does show special flood hazard areas here, which is a reason to check an address rather than a boundary to rely on.

Every figure below states the period it covers and the body that publishes it. Full sourcing: sources and method.

What Does It Cost to Live Here?

$5,042/year in property tax on the median home

At $12.44 per $1,000 of assessed value (fiscal 2026), including the 3% community-preservation surcharge. The tax rate year by year, with the bill history and every town in the county, is on its own page. The full worked figure, mortgage at this week's rate, heating, the lot, is on the cost page, and the calculator takes any price.

$769 Hancock$9,966 Longmeadow
One tick per town. Sunderland is the raised mark at $5,042, above the region's middle of $4,650, which is the tick below the line. Across the 101 towns that report a bill on their median home, the figure runs from $769 in Hancock to $9,966 in Longmeadow. Where the ticks crowd, towns sit close together. We publish the spread and leave the conclusion to you.

Median household income, survey by survey

$61,4425-year estimate ending 2023 · overlapping windows, not annual readings

to 2009range $47,000–$61,442to 2023

The average single-family tax bill, FY1988 to FY2026

$5,947FY2026 average · the figure above is the median home, this line is the DLS average

FY1988range $742–$5,947FY2026

What Does It Cost to Heat?

Most homes here heat with electricity. A gas main serves at least part of the town. This week's prices and the season maths are on the heating page.

What Kind of Homes Are Here?

1,533 parcels; the median single-family home here was built in 1983, surviving stock, not construction history.1,771 housing units at the 2020 count (1,666 in 2000). 47.4% of occupied homes are owner-occupied.

43.6% of homes here are single-family detached houses, and 8.1% of the housing stock predates 1940 while 9.4% went up in 2010 or later. Survey shares (2023), not counts.

3.8% of Homes Vacant at the Last Count

About 1 in 26 homes here stood empty at the April 2020 count, and 0% of those are seasonal or vacation homes.

≈25 sales a year

About 1 qualifying dwelling deed per 36 dwelling parcels is recorded in a year (2022–2024 average of recorded arm's-length deeds), at that pace, a property comes up roughly every 36 years. Steady-state arithmetic, not a measured wait, both counts cover dwelling property, and a deed can cover several parcels. The latest complete year's median sale: $477,000 (2024).

New homes permitted, year by year, since 1980

2units permitted in 2025 · permission to build, not completions

1980range 0–572025

Estimated construction value in 2025: $793K (Census total including imputation, nominal dollars).

2 new homes were permitted in 2025 (the latest fully-reported year). County-wide, house prices moved up 9.61% in 2025 (Franklin County index, a county figure, not this town's).

Where Do Kids Go to School?

Schools Through Grade 12

Students here are covered from the early grades through high school by Frontier (07–12), Sunderland (PK–06).

The schools page carries every district serving Sunderland, where the buildings are, and what each district spends per pupil.

Frontier (07–12) spends $22,836 per student; Sunderland (PK–06) spends $26,318 per student. That is total spending per pupil, an input the state publishes, not a rating or a ranking of the schools.

Vocational option: Franklin County RVT (grades 9–12), admission has its own application, and member towns differ on transport.

Charter schools whose region includes this town: Four Rivers Charter Public School, Hilltown Cooperative Charter Public School, Pioneer Valley Chinese Immersion Charter School, Pioneer Valley Performing Arts Charter Public School. Eligibility to apply, not a placement, admission is by lottery.

1 school building stands in town. Which building a child attends is set by the district, not by the address alone.

  • Sunderland Elementary School · PK, K, 01, 02, 03, 04, 05, 06 · public elementary

How's the Internet?

Cable Internet: Comcast

Cable internet serves this town. Franchise areas can stop at village edges, so confirm service at the specific address, not the town line.

95.8% of households here subscribe to broadband, per the Census Bureau's rolling five-year survey, the ground truth against any coverage map.

Water, Sewer, or Septic?

Public water exists here: SUNDERLAND WATER DISTRICT, CLIFFSIDE APARTMENTS, POND RIDGE CONDO ASSN, service areas have edges, so a specific address may still be on a well. Municipal sewer exists (SUNDERLAND SEWER); beyond its edge, homes are on septic. One privately run treatment works serves a site here (Sugarbush Meadows), which is neither town sewer nor a septic tank. Bedrock well yield potential in town is rated "average specific yield".

Will It Flood? Anything Nasty Nearby?

Mapped Flood Zones on the Older Map

This town has no current digital flood map, but the older FEMA paper map was digitised and it does show special flood hazard areas here. Treat it as a warning to check, not as a boundary: the paper map is less precise, carries no base flood elevations, and may be decades old. The town's floodplain administrator and the FEMA Map Service Center hold the answer for a specific address.

The flood page carries the mapping status, wetlands, dams and cleanup sites for Sunderland, with every town in the county.

4 dams in town. 1 reported release site appear in the state's cleanup registry. Address-level detail, this parcel, this street, is on the address check.

Solar in the State's Record. 118 solar installations here have been through the Commonwealth's incentive programmes, rated 1.5 MW between them. 91% are on houses. The register runs to 2023: the older programmes closed to new applications and their successor only opened in 2025, so a gap after that is the incentive record ending, not the installing. Capacity is what an array is rated at, never what it produced.

Radon Potential: Zone 2. The rock under this town is rated zone 2, the middle of the three the survey uses. The town sits across more than one geologic belt (Gneissic Domes, Mesozoic Basins), so this is the highest potential found under any part of it, not an average. That is a rating of geology, not a reading from any building: houses above the action level turn up in every zone, and houses in zone 1 routinely test clean. Radon is invisible, a test kit is the only thing that answers the question for a particular house, and it is worth doing whatever this map says.

What's the Commute Like?

5.3% of working residents work right here in town. The rest most often head to Amherst, Northampton, Deerfield. The town itself hosts 827 jobs.

Where people here work: living near Whately (100 already commute, 10 min), living near Montague (32 already commute, 12 min), living near Leverett (4 already commute, 12 min), living near Hatfield (27 already commute, 14 min), living near Deerfield (104 already commute, 14 min), living near Amherst (225 already commute, 16 min), living near Northampton (154 already commute, 19 min).

The average commute from here runs 18.9 minutes one way (working residents who leave home for work, 2023 5-year estimate). Walkability, where people live, scores 7.5 out of 20 on the EPA's index (below the national average).

PVTA and FRTA runs fixed-route buses here: 19 stops in town, on 4 routes. 23 · Sunderland; 31 · Sunderland / South Amherst; 46 · Whately / S. Deerfield / UMass; PG · Pelham-Greenfield.

What Do Rentals Go For?

$1,866/Month: HUD's Two-Bedroom Standard

HUD's fair-rent standard for a two-bedroom here is $1,866 a month, the figure housing vouchers are built on for the Franklin County, MA, not what landlords ask. It assumes rent plus most utilities, so it is not comparable to an advertised rent that excludes heat.

What tenants here actually pay, survey by survey

$1,613/monthmedian gross rent, 5-year estimate ending 2023 · rent plus utilities, what sitting tenants pay, not asking rents

to 2009range $986–$1,613to 2023

53% of households here fall below 80% of the area's median family income, the federal housing-programme measure of need, not a poverty rate. 10.33% of the town's year-round homes count toward the state's subsidized-housing inventory, at or above the 10% threshold where the state's Chapter 40B override rules change.

72.1% of renters here spend a third or more of their income on housing (30.1% spend half or more); for owners it is 16%. The federal "cost-burdened" line is 30% of income; these are 5-year survey estimates (2023), not a headcount.

What Are the Winters Like?

Winters average 24.2°F, summers 69.6°F, and about 46″ of snow a year

Thirty-year normals (1991–2020), not this year's weather. The year averages 47.4°F with 49.26″ of precipitation. Readings come from the nearest long-record weather station to each measure, so a hilltown reading a valley station will see less snow here than falls on its own ridges.

Temperature: LEVERETT #2, MA US (2.8 mi). Snow: SUNDERLAND, MA US (1.9 mi).

Growing or Shrinking?

Population is up 186.4% since 1960. Between 1971 and 1999, about 630 acres were developed. About 61.3% of adults here hold a bachelor's degree or higher (2023 survey). The deep story, the town's oldest surviving houses and what they're built in, is in the Old House Atlas.

People in Sunderland, every published figure

3,6282024 estimate · hover the line for any year

1960range 1,279–3,7772024 est.

Everything taxable in town, at full value, since 1970

$649M2024 equalized valuation, the Commissioner's biennial full-value figure

1970range $9M–$649M2024

The town's certified reserves, year by year, since 2004

$767,883certified free cash as of 1 July 2023 · audited spendable reserves, not a budget

2004range $-81,336–$779,4442023

Free cash is what the state certifies a town may actually spend from its reserves once receivables and deficits are taken out. It is the closest public measure of municipal cushion, and it is why one town absorbs a bad winter or a failed roof without an override while its neighbour cannot. This town closed with a certified deficit in 1 of the 20 years reported.

State aid, net of what the state charges back, since 2010

$2Mnet cherry sheet aid, fiscal 2027, the Commonwealth's published estimate for a year not yet settled

2010range $1M–$2M2027

The cherry sheet is the Commonwealth's annual notice of what it will send the town and what it will charge back. In fiscal 2027 that is $2M in aid against $198,467 in assessments, of which $1M of the aid is school aid. It is the half of a town's budget the property tax does not explain, which is why two towns with the same rate can be in very different shape.

Next door different? Put Sunderland beside any of the other 100 towns.

Compare Side by Side

Cite this page: RE413, “Sunderland Town Record,” https://www.re413.com/towns/sunderland-ma/.

From the Desk

RE413 News, on the questions this page answers for Sunderland.

Nearby Towns

The same record for each, with its own residential rate.

Or put two side by side in the Sunderland comparison tool, see what the tax bill would be in every town, or read the state of housing across all 101.

Sources

"Figures through" is the period the publisher's data describes; "checked" is only when we last asked. The full sourcing: sources and method.