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RE413

Franklin County · 32.4 square miles

Deerfield

The town record: taxes, homes, schools, water, flood, commute and the market, every figure from a named public source.

LATESTSources checked 2026-09-19 · 21 named public bodies · each figure above states its own period

The Record in Brief

Deerfield's residential property tax rate is $13.45 per $1,000 of assessed value for fiscal 2026, about $5,846 a year on the town's median single-family home, assessed at $424,900. Rates are set by the town and reported to the Massachusetts Department of Revenue.

The median recorded single-family sale in Deerfield was $427,500 in 2024, across 45 recorded arm's-length deeds, from the Massachusetts standardized assessors' parcel layer published by MassGIS.

Deerfield had a population of 5,090 at the 2020 decennial census, published by the U.S. Census Bureau, down 0.7% on 2010.

The federal flood map for Deerfield has not been digitised, so flood risk here is unmapped rather than absent. Mapping is published by the Federal Emergency Management Agency.

Every figure below states the period it covers and the body that publishes it. Full sourcing: sources and method.

What Does It Cost to Live Here?

$5,846/year in property tax on the median home

At $13.45 per $1,000 of assessed value (fiscal 2026), including the 3% community-preservation surcharge. The tax rate year by year, with the bill history and every town in the county, is on its own page. The full worked figure, mortgage at this week's rate, heating, the lot, is on the cost page, and the calculator takes any price.

$769 Hancock$9,966 Longmeadow
One tick per town. Deerfield is the raised mark at $5,846, above the region's middle of $4,650, which is the tick below the line. Across the 101 towns that report a bill on their median home, the figure runs from $769 in Hancock to $9,966 in Longmeadow. Where the ticks crowd, towns sit close together. We publish the spread and leave the conclusion to you.

Median household income, survey by survey

$103,1105-year estimate ending 2023 · overlapping windows, not annual readings

to 2009range $61,912–$103,110to 2023

The average single-family tax bill, FY1988 to FY2026

$6,283FY2026 average · the figure above is the median home, this line is the DLS average

FY1988range $893–$6,283FY2026

What Does It Cost to Heat?

Most homes here heat with heating oil. A gas main serves at least part of the town. This week's prices and the season maths are on the heating page.

What Kind of Homes Are Here?

3,271 parcels; the median single-family home here was built in 1971, surviving stock, not construction history.2,292 housing units at the 2020 count (2,060 in 2000). 73.6% of occupied homes are owner-occupied.

67.7% of homes here are single-family detached houses, and 30.3% of the housing stock predates 1940 while 3.7% went up in 2010 or later. Survey shares (2023), not counts.

7.4% of Homes Vacant at the Last Count

About 1 in 14 homes here stood empty at the April 2020 count, and 18.2% of those are seasonal or vacation homes.

≈45 sales a year

About 1 qualifying dwelling deed per 40 dwelling parcels is recorded in a year (2022–2024 average of recorded arm's-length deeds), at that pace, a property comes up roughly every 40 years. Steady-state arithmetic, not a measured wait, both counts cover dwelling property, and a deed can cover several parcels. The latest complete year's median sale: $427,500 (2024).

New homes permitted, year by year, since 1980

1units permitted in 2025 · permission to build, not completions

1980range 0–1002025

Estimated construction value in 2025: $1,212K (Census total including imputation, nominal dollars).

Median recorded sale, quarter by quarter

$540,0002025 Q4, on 15 sales · small quarters swing hard

2024 Q2range $350,000–$540,0002025 Q4

1 new home was permitted in 2025 (the latest fully-reported year). County-wide, house prices moved up 9.61% in 2025 (Franklin County index, a county figure, not this town's).

What homes actually sold for in Deerfield, quarter by quarter, with the sale count behind every median.

Where Do Kids Go to School?

Schools Through Grade 12

Students here are covered from the early grades through high school by Deerfield (PK–06), Frontier (07–12).

The schools page carries every district serving Deerfield, where the buildings are, and what each district spends per pupil.

Deerfield (PK–06) spends $23,199 per student; Frontier (07–12) spends $22,836 per student. That is total spending per pupil, an input the state publishes, not a rating or a ranking of the schools.

Vocational option: Franklin County RVT (grades 9–12), admission has its own application, and member towns differ on transport.

Charter schools whose region includes this town: Four Rivers Charter Public School, Hilltown Cooperative Charter Public School, Pioneer Valley Chinese Immersion Charter School. Eligibility to apply, not a placement, admission is by lottery.

5 school buildings stand in town. Which building a child attends is set by the district, not by the address alone.

  • Bement School · K, 01, 02, 03, 04, 05, 06, 07, 08, 09 · private
  • Deerfield Academy · 09, 10, 11, 12 · private
  • Deerfield Elementary School · PK, K, 01, 02, 03, 04, 05, 06 · public elementary
  • Eaglebrook School · 06, 07, 08, 09 · private
  • Frontier Regional School · 07, 08, 09, 10, 11, 12 · public secondary

How's the Internet?

Cable Internet: Comcast

Cable internet serves this town. Franchise areas can stop at village edges, so confirm service at the specific address, not the town line.

89.3% of households here subscribe to broadband, per the Census Bureau's rolling five-year survey, the ground truth against any coverage map.

Water, Sewer, or Septic?

Public water exists here: EAGLEBROOK SCHOOL, PAN AM SOUTHERN RAILROAD, DEERFIELD FIRE DISTRICT and 1 more, service areas have edges, so a specific address may still be on a well. Municipal sewer exists (DEERFIELD SEWER DEPT, DEERFIELD SEWER DEPT); beyond its edge, homes are on septic. Bedrock well yield potential in town is rated "average specific yield".

Will It Flood? Anything Nasty Nearby?

Flood Map Unavailable

The federal flood map for this town has not been digitised, so flood risk here is unmapped; that is not the same as absent. Ask the town's building department before relying on any flood answer.

The flood page carries the mapping status, wetlands, dams and cleanup sites for Deerfield, with every town in the county.

1 dam in town. 2 reported release sites appear in the state's cleanup registry. 5 facilities report to the EPA Toxics Release Inventory, industrial sites above federal reporting thresholds, absence of which is not proof of none. Address-level detail, this parcel, this street, is on the address check.

Solar in the State's Record. 203 solar installations here have been through the Commonwealth's incentive programmes, and the 200 of them with a published rating come to at least 12.0 MW. 85% are on houses. The register runs to 2023: the older programmes closed to new applications and their successor only opened in 2025, so a gap after that is the incentive record ending, not the installing. 4 more are approved but not yet generating. Capacity is what an array is rated at, never what it produced.

Radon Potential: Zone 2. The rock under this town is rated zone 2, the middle of the three the survey uses. The town sits across more than one geologic belt (Western Connecticut Valley Belt, Mesozoic Basins), so this is the highest potential found under any part of it, not an average. That is a rating of geology, not a reading from any building: houses above the action level turn up in every zone, and houses in zone 1 routinely test clean. Radon is invisible, a test kit is the only thing that answers the question for a particular house, and it is worth doing whatever this map says.

Facilities here reported 0 lbs of TRI-listed chemicals released to air, water and land in 2024, down from a peak of 49,191 lbs in 1989. The most-released over the years has been 1,1,1-trichloroethane. Self-reported by facilities above federal thresholds, a disclosure record, not a measure of anyone's exposure or risk.

TRI-listed chemical releases here, year by year

0 lbsreported released in 2024 · on- and off-site, self-reported, not an exposure measure

1987range 0 lbs–49,191 lbs2024

What's the Commute Like?

22.9% of working residents work right here in town. The rest most often head to Greenfield, Northampton, Amherst. The town itself hosts 3,619 jobs.

Where people here work: living near Greenfield (252 already commute, 8 min), living near Sunderland (37 already commute, 14 min), living near Whately (64 already commute, 16 min), living near Bernardston (16 already commute, 20 min), living near Conway (15 already commute, 21 min), living near Montague (59 already commute, 24 min), living near Northampton (240 already commute, 26 min), living near Amherst (192 already commute, 30 min).

The average commute from here runs 17.4 minutes one way (working residents who leave home for work, 2023 5-year estimate). Walkability, where people live, scores 7.9 out of 20 on the EPA's index (below the national average).

PVTA and FRTA runs fixed-route buses here: 26 stops in town, on 2 routes. 31 · Northampton; 46 · Whately / S. Deerfield / UMass.

What Do Rentals Go For?

$1,866/Month: HUD's Two-Bedroom Standard

HUD's fair-rent standard for a two-bedroom here is $1,866 a month, the figure housing vouchers are built on for the Franklin County, MA, not what landlords ask. It assumes rent plus most utilities, so it is not comparable to an advertised rent that excludes heat.

What tenants here actually pay, survey by survey

$1,377/monthmedian gross rent, 5-year estimate ending 2023 · rent plus utilities, what sitting tenants pay, not asking rents

to 2009range $760–$1,377to 2023

24.8% of households here fall below 80% of the area's median family income, the federal housing-programme measure of need, not a poverty rate. 1.46% of the town's year-round homes count toward the state's subsidized-housing inventory (the state threshold where override rules change is 10%).

36.8% of renters here spend a third or more of their income on housing (18.2% spend half or more); for owners it is 25.3%. The federal "cost-burdened" line is 30% of income; these are 5-year survey estimates (2023), not a headcount.

What Are the Winters Like?

Winters average 26.5°F, summers 68.7°F, and about 46″ of snow a year

Thirty-year normals (1991–2020), not this year's weather. The year averages 48°F with 49.39″ of precipitation. Readings come from the nearest long-record weather station to each measure, so a hilltown reading a valley station will see less snow here than falls on its own ridges.

Temperature: GREENFIELD #3, MA US (2 mi). Snow: SUNDERLAND, MA US (7.4 mi).

Growing or Shrinking?

Population is up 52.5% since 1960. Between 1971 and 1999, about 1,026 acres were developed. About 44.3% of adults here hold a bachelor's degree or higher (2023 survey). The deep story, the town's oldest surviving houses and what they're built in, is in the Old House Atlas.

People in Deerfield, every published figure

5,1772024 estimate · hover the line for any year

1960range 3,338–5,1782024 est.

Everything taxable in town, at full value, since 1970

$1.07B2024 equalized valuation, the Commissioner's biennial full-value figure

1970range $17M–$1.07B2024

The town's certified reserves, year by year, since 2003

$1Mcertified free cash as of 1 July 2023 · audited spendable reserves, not a budget

2003range $544,800–$2M2023

Free cash is what the state certifies a town may actually spend from its reserves once receivables and deficits are taken out. It is the closest public measure of municipal cushion, and it is why one town absorbs a bad winter or a failed roof without an override while its neighbour cannot.

State aid, net of what the state charges back, since 2010

$2Mnet cherry sheet aid, fiscal 2027, the Commonwealth's published estimate for a year not yet settled

2010range $2M–$2M2027

The cherry sheet is the Commonwealth's annual notice of what it will send the town and what it will charge back. In fiscal 2027 that is $2M in aid against $318,283 in assessments, of which $2M of the aid is school aid. It is the half of a town's budget the property tax does not explain, which is why two towns with the same rate can be in very different shape.

Next door different? Put Deerfield beside any of the other 100 towns.

Compare Side by Side

Cite this page: RE413, “Deerfield Town Record,” https://www.re413.com/towns/deerfield-ma/.

From the Desk

RE413 News, on the questions this page answers for Deerfield.

Nearby Towns

The same record for each, with its own residential rate.

Or put two side by side in the Deerfield comparison tool, see what the tax bill would be in every town, or read the state of housing across all 101.

Sources

"Figures through" is the period the publisher's data describes; "checked" is only when we last asked. The full sourcing: sources and method.