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RE413

Hampden County · 31.87 square miles

Springfield

The town record: taxes, homes, schools, water, flood, commute and the market, every figure from a named public source.

LATESTSources checked 2026-08-05 · 60+ named public bodies · each figure above states its own period

The Record in Brief

Springfield's residential property tax rate is $15.46 per $1,000 of assessed value for fiscal 2026, about $4,181 a year on the town's median single-family home, assessed at $267,900. Rates are set by the town and reported to the Massachusetts Department of Revenue.

The median recorded single-family sale in Springfield was $300,000 in 2024, across 1543 recorded arm's-length deeds, from the Massachusetts standardized assessors' parcel layer published by MassGIS.

Springfield had a population of 155,929 at the 2020 decennial census, published by the U.S. Census Bureau, up 1.9% on 2010.

Parts of Springfield lie inside mapped special flood hazard areas, where most mortgages require flood insurance. Whether a given property is inside one is a parcel-level question. Mapping is published by the Federal Emergency Management Agency.

Every figure below states the period it covers and the body that publishes it. Full sourcing: sources and method.

What Does It Cost to Live Here?

$4,181/year in property tax on the median home

At $15.46 per $1,000 of assessed value (fiscal 2026), including the 1.5% community-preservation surcharge. The tax rate year by year, with the bill history and every town in the county, is on its own page. The full worked figure, mortgage at this week's rate, heating, the lot, is on the cost page, and the calculator takes any price.

Median household income, survey by survey

$51,3395-year estimate ending 2023 · overlapping windows, not annual readings

to 2009range $34,113–$51,339to 2023

The average single-family tax bill, FY1990 to FY2026

$4,254FY2026 average · the figure above is the median home, this line is the DLS average

FY1990range $949–$4,254FY2026

What Does It Cost to Heat?

Most homes here heat with utility gas. A gas main serves at least part of the town. This week's prices and the season maths are on the heating page.

What Kind of Homes Are Here?

44,332 parcels; the median single-family home here was built in 1951, surviving stock, not construction history.62,782 housing units at the 2020 count (61,172 in 2000). 74.8% of occupied homes are owner-occupied.

44.9% of homes here are single-family detached houses, and 38.2% of the housing stock predates 1940 while 2.9% went up in 2010 or later. Survey shares (2023), not counts.

6.4% of Homes Vacant at the Last Count

About 1 in 16 homes here stood empty at the April 2020 count, and 3.2% of those are seasonal or vacation homes.

≈1,585 sales a year

About 1 in 28 properties here changes hands in a year (2022–2024 average of recorded arm's-length deeds), at that pace, a property comes up roughly every 28 years. Steady-state arithmetic, not a measured wait, and the count includes land and commercial parcels. The latest complete year's median sale: $300,000 (2024).

New homes permitted, year by year, since 1980

19units permitted in 2025 · permission to build, not completions

1980range 3–9052025

Reported construction value in 2025: $5,467K (permit filings, nominal dollars).

Median recorded sale, quarter by quarter

$300,0002025 Q4, on 295 sales · small quarters swing hard

2024 Q1range $287,000–$310,5002025 Q4

55 new homes were permitted in 2025 (9 of 12 months reported, the rest estimated by the Bureau). County-wide, house prices moved up 5.27% in 2025 (Hampden County index, a county figure, not this town's).

What homes actually sold for in Springfield, quarter by quarter, with the sale count behind every median.

Where Do Kids Go to School?

Schools Through Grade 12

Students here are covered from the early grades through high school by Springfield (PK–12).

The schools page carries every district serving Springfield, where the buildings are, and what each district spends per pupil.

The district spends $25,418 per student. That is total spending per pupil, an input the state publishes, not a rating or a ranking of the schools.

Charter schools whose region includes this town: Baystate Academy Public Charter School, Hampden Charter School of Science - East, Libertas Academy Charter School, Martin Luther King Junior Charter School of Excellence, Phoenix Charter Academy Springfield, Pioneer Valley Chinese Immersion Charter School, Pioneer Valley Performing Arts Charter Public School, Sabis International Charter School, Springfield Preparatory Charter School, Veritas Preparatory Charter School. Eligibility to apply, not a placement, admission is by lottery.

80 school buildings stand in town. Which building a child attends is set by the district, not by the address alone.

  • Academy Hill School · PK, K, 01, 02, 03, 04, 05, 06, 07, 08 · private
  • Alfred G. Zanetti Montessori Magnet School · PK, K, 01, 02, 03, 04, 05, 06, 07, 08 · public elementary
  • Alice B Beal Elementary School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Arthur T Talmadge School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Balliet Preschool · PK · public elementary
  • Baystate Academy Charter Public School · 06, 07, 08, 09, 10, 11, 12 · charter
  • Benjamin Swan Elementary · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Brightwood School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Chestnut Accelerated Middle School (Talented and Gifted) · 06, 07, 08 · public middle
  • Conservatory of the Arts · 06, 07, 08, 09, 10, 11, 12 · public middle
  • Daniel B Brunton School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Early Childhood Education Center · PK, K · public elementary
  • Edward P. Boland School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Elias Brookings School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Emergence Academy · 06, 07, 08, 09, 10, 11, 12 · public middle
  • Forest Park Middle School · 06, 07, 08 · public middle
  • Frank H Freedman School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Frederick Harris School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Gateway to College at Springfield Technical Community College · 09, 10, 11, 12 · public secondary
  • German Gerena Community School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Glenwood School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Glickman Elementary School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Grace Academy · K, 01, 02, 03, 04, 05, 06, 07, 08, 09, 10, 11, 12 · private
  • High School of Commerce · 09, 10, 11, 12 · public secondary
  • Hiram L Dorman School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Impact Prep at Chestnut · 06, 07, 08 · public middle
  • Indian Orchard Elementary School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • John F Kennedy Middle School · 06, 07, 08 · public middle
  • John J. Duggan Middle School · 06, 07, 08, 09, 10, 11, 12 · public middle
  • Kensington International School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Kiley Academy · 06, 07, 08 · public middle
  • Kiley Prep · 06, 07, 08 · public middle
  • Libertas Academy Charter School · 06, 07, 08, 09, 10, 11, 12 · charter
  • Liberty School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Lincoln School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Margaret C Ells School · PK · public elementary
  • Martin Luther King, Jr. Charter School of Excellence · K, 01, 02, 03, 04, 05 · charter
  • Mary A. Dryden Veterans Memorial School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Mary M Lynch School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Mary M Walsh School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Mary O Pottenger School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Mill Pond School · PK, K, 01, 02, 03, 04, 05, 06, 07, 08, 09, 10, 11, 12 · special education (approved)
  • Milton Bradley School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Phoenix Academy Public Charter High School, Springfield · 09, 10, 11, 12 · charter
  • Pioneer Valley Christian Academy · PK, K, 01, 02, 03, 04, 05, 06, 07, 08, 09, 10, 11, 12 · private
  • Pioneer Valley Montessori School · PK, K, 01, 02, 03, 04, 05, 06 · private
  • Pope Francis Preparatory School · 09, 10, 11, 12 · private
  • Rebecca M Johnson School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • RFK Academy School · 05, 06, 07, 08, 09, 10, 11, 12 · special education (approved)
  • Roger L. Putnam Vocational Technical Academy · 09, 10, 11, 12 · public secondary
  • Samuel Bowles School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • South End Middle School · 06, 07, 08 · public middle
  • Springfield Central High School · 09, 10, 11, 12 · public secondary
  • Springfield Commonwealth Academy · 06, 07, 08 · private
  • Springfield High School · 09, 10, 11, 12 · public secondary
  • Springfield High School of Science and Technology · 09, 10, 11, 12 · public secondary
  • Springfield International Academy at Johnson · 03, 04, 05 · public elementary
  • Springfield International Academy at Sci-Tech · 09, 10, 11, 12 · public secondary
  • Springfield International Charter School · K, 01, 02, 03, 04, 05, 06, 07, 08, 09, 10, 11, 12 · charter
  • Springfield Legacy Academy · 06, 07, 08 · public middle
  • Springfield Middle School · 06, 07, 08 · public middle
  • Springfield Preparatory Charter School · K, 01, 02, 03, 04, 05, 06, 07, 08 · charter
  • Springfield Public Day Elementary School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Springfield Public Day High School · 09, 10, 11, 12 · public secondary
  • Springfield Public Day Middle School · 06, 07, 08 · public middle
  • Springfield Transition Academy · public unknown
  • St. Michael's Academy · PK, K, 01, 02, 03, 04, 05, 06, 07, 08 · private
  • STEM Middle Academy · 06, 07, 08 · public middle
  • Sumner Avenue School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • The Springfield Renaissance School an Expeditionary Learning School · 06, 07, 08, 09, 10, 11, 12 · public secondary
  • The Springfield Virtual School · PK, K, 01, 02, 03, 04, 05, 06, 07, 08, 09, 10, 11, 12 · public unknown
  • Thomas M Balliet School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Van Sickle Academy · 06, 07, 08 · public middle
  • Van Sickle Prep School · 06, 07, 08 · public middle
  • Veritas Preparatory Charter School · 05, 06, 07, 08, 09, 10, 11, 12 · charter
  • Warner School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Washington School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • White Street School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • William N. DeBerry School · PK, K, 01, 02, 03, 04, 05 · public elementary
  • Your Educational Success Academy · K, 01, 02, 03, 04, 05, 06, 07, 08, 09, 10, 11, 12 · special education (approved)

How's the Internet?

Cable Internet: Comcast

Cable internet serves this town. Franchise areas can stop at village edges, so confirm service at the specific address, not the town line.

86% of households here subscribe to broadband, per the Census Bureau's rolling five-year survey, the ground truth against any coverage map.

Water, Sewer, or Septic?

Public water exists here: SPRINGFIELD WATER AND SEWER COMMISSION, service areas have edges, so a specific address may still be on a well. Municipal sewer exists (SPRINGFIELD SEWER); beyond its edge, homes are on septic. Bedrock well yield potential in town is rated "average specific yield".

Will It Flood? Anything Nasty Nearby?

Mapped Flood Zones Present

Parts of this town are inside mapped special flood hazard areas, where flood insurance is required for most mortgages and building is regulated. Whether a specific property is inside one is a parcel-level question, check the address, not the town.

The flood page carries the mapping status, wetlands, dams and cleanup sites for Springfield, with every town in the county.

13 dams in town, 2 classed high hazard, a statement about what a failure would harm, not about condition or likelihood. 65 reported release sites appear in the state's cleanup registry. 34 facilities report to the EPA Toxics Release Inventory, industrial sites above federal reporting thresholds, absence of which is not proof of none. Address-level detail, this parcel, this street, is on the address check.

The USGS runs 1 stream gauge in town with live river levels: CHICOPEE RIVER AT INDIAN ORCHARD.

Facilities here reported 596,922 lbs of TRI-listed chemicals released to air, water and land in 2024, down from a peak of 5,249,503 lbs in 2014. The most-released over the years has been nitrate compounds. Self-reported by facilities above federal thresholds, a disclosure record, not a measure of anyone's exposure or risk.

TRI-listed chemical releases here, year by year

596,922 lbsreported released in 2024 · on- and off-site, self-reported, not an exposure measure

1987range 196,732 lbs–5,249,503 lbs2024

What's the Commute Like?

43.3% of working residents work right here in town. The rest most often head to Holyoke, Chicopee, West springfield. The town itself hosts 72,750 jobs.

Where people here work: living near West Springfield (3,163 already commute, 7 min), living near Chicopee (3,694 already commute, 9 min), living near Agawam (1,773 already commute, 9 min), living near Longmeadow (721 already commute, 10 min), living near East Longmeadow (2,177 already commute, 12 min), living near Holyoke (3,706 already commute, 16 min).

The average commute from here runs 20.9 minutes one way (working residents who leave home for work, 2023 5-year estimate). Walkability, where people live, scores 13.4 out of 20 on the EPA's index (above the national average).

PVTA runs fixed-route buses here: 772 stops in town, on 20 routes.

What Do Rentals Go For?

$1,734/Month: HUD's Two-Bedroom Standard

HUD's fair-rent standard for a two-bedroom here is $1,734 a month, the figure housing vouchers are built on for the Springfield, MA MSA, not what landlords ask. It assumes rent plus most utilities, so it is not comparable to an advertised rent that excludes heat.

What tenants here actually pay, survey by survey

$1,114/monthmedian gross rent, 5-year estimate ending 2023 · rent plus utilities, what sitting tenants pay, not asking rents

to 2009range $714–$1,114to 2023

61.8% of households here fall below 80% of the area's median family income, the federal housing-programme measure of need, not a poverty rate. 16.54% of the town's year-round homes count toward the state's subsidized-housing inventory, at or above the 10% threshold where the state's Chapter 40B override rules change.

58.1% of renters here spend a third or more of their income on housing (33% spend half or more); for owners it is 33.1%. The federal "cost-burdened" line is 30% of income; these are 5-year survey estimates (2023), not a headcount.

What Are the Winters Like?

Winters average 27.9°F, summers 70.4°F, and about 52″ of snow a year

Thirty-year normals (1991–2020), not this year's weather. The year averages 49.4°F with 50.18″ of precipitation. Readings come from the nearest long-record weather station to each measure, so a hilltown reading a valley station will see less snow here than falls on its own ridges.

Temperature: WESTFIELD BARNES MUNI AP, MA US (7.6 mi). Snow: HARTFORD BRADLEY INTL AP, CT US (12.3 mi).

Growing or Shrinking?

Population is down 10.6% since 1960. Between 1971 and 1999, about 947 acres were developed. About 19.7% of adults here hold a bachelor's degree or higher (2023 survey). The deep story, the town's oldest surviving houses and what they're built in, is in the Old House Atlas.

People in Springfield, every published figure

154,8882024 estimate · hover the line for any year

1960range 152,082–174,4632024 est.

Everything taxable in town, at full value, since 1970

$13.74B2024 equalized valuation, the Commissioner's biennial full-value figure

1970range $634M–$13.74B2024

The town's certified reserves, year by year, since 2004

$68Mcertified free cash as of 1 July 2023 · audited spendable reserves, not a budget

2004range $-37,357,636–$68M2023

Free cash is what the state certifies a town may actually spend from its reserves once receivables and deficits are taken out. It is the closest public measure of municipal cushion, and it is why one town absorbs a bad winter or a failed roof without an override while its neighbour cannot. This town closed with a certified deficit in 2 of the 19 years reported.

State aid, net of what the state charges back, since 2010

$531Mnet cherry sheet aid, fiscal 2027, the Commonwealth's published estimate for a year not yet settled

2010range $269M–$531M2027

The cherry sheet is the Commonwealth's annual notice of what it will send the town and what it will charge back. In fiscal 2027 that is $656M in aid against $125M in assessments, of which $605M of the aid is school aid. It is the half of a town's budget the property tax does not explain, which is why two towns with the same rate can be in very different shape.

Next door different? Put Springfield beside any of the other 100 towns.

Compare Side by Side

Cite this page: RE413, “Springfield Town Record,” https://www.re413.com/towns/springfield-ma/.

From the Desk

RE413 News, on the questions this page answers for Springfield.

Nearby Towns

The same record for each, with its own residential rate.

Or put two side by side in the Springfield comparison tool, see what the tax bill would be in every town, or read the state of housing across all 101.

Sources

"Figures through" is the period the publisher's data describes; "checked" is only when we last asked. The full sourcing: sources and method.