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RE413

Hampden County · 30.82 square miles

Southwick

The town record: taxes, homes, schools, water, flood, commute and the market, every figure from a named public source.

LATESTSources checked 2026-08-05 · 60+ named public bodies · each figure above states its own period

The Record in Brief

Southwick's residential property tax rate is $14.42 per $1,000 of assessed value for fiscal 2026, about $5,048 a year on the town's median single-family home, assessed at $342,800. Rates are set by the town and reported to the Massachusetts Department of Revenue.

The median recorded single-family sale in Southwick was $375,000 in 2024, across 111 recorded arm's-length deeds, from the Massachusetts standardized assessors' parcel layer published by MassGIS.

Southwick had a population of 9,232 at the 2020 decennial census, published by the U.S. Census Bureau, down 2.8% on 2010.

Parts of Southwick lie inside mapped special flood hazard areas, where most mortgages require flood insurance. Whether a given property is inside one is a parcel-level question. Mapping is published by the Federal Emergency Management Agency.

Every figure below states the period it covers and the body that publishes it. Full sourcing: sources and method.

What Does It Cost to Live Here?

$5,048/year in property tax on the median home

At $14.42 per $1,000 of assessed value (fiscal 2026), including the 3% community-preservation surcharge. The tax rate year by year, with the bill history and every town in the county, is on its own page. The full worked figure, mortgage at this week's rate, heating, the lot, is on the cost page, and the calculator takes any price.

Median household income, survey by survey

$108,8335-year estimate ending 2023 · overlapping windows, not annual readings

to 2009range $70,423–$108,833to 2023

The average single-family tax bill, FY1988 to FY2026

$6,187FY2026 average · the figure above is the median home, this line is the DLS average

FY1988range $1,211–$6,187FY2026

What Does It Cost to Heat?

Most homes here heat with heating oil. A gas main serves at least part of the town. This week's prices and the season maths are on the heating page.

What Kind of Homes Are Here?

4,536 parcels; the median single-family home here was built in 1970, surviving stock, not construction history.4,115 housing units at the 2020 count (3,533 in 2000). 67.1% of occupied homes are owner-occupied.

74.9% of homes here are single-family detached houses, and 10.2% of the housing stock predates 1940 while 2.4% went up in 2010 or later. Survey shares (2023), not counts.

7% of Homes Vacant at the Last Count

About 1 in 14 homes here stood empty at the April 2020 count, and 26.6% of those are seasonal or vacation homes.

≈112 sales a year

About 1 in 40 properties here changes hands in a year (2022–2024 average of recorded arm's-length deeds), at that pace, a property comes up roughly every 40 years. Steady-state arithmetic, not a measured wait, and the count includes land and commercial parcels. The latest complete year's median sale: $375,000 (2024).

New homes permitted, year by year, since 1980

17units permitted in 2025, 0 months reported · permission to build, not completions

1980range 9–1192025

Reported construction value in 2025: $4,556K (permit filings, nominal dollars).

Median recorded sale, quarter by quarter

$380,0002024 Q4, on 29 sales · small quarters swing hard

2024 Q1range $338,000–$409,0002024 Q4

17 new homes were permitted in 2025 (the Bureau's estimate; the town filed no monthly reports that year). County-wide, house prices moved up 5.27% in 2025 (Hampden County index, a county figure, not this town's).

What homes actually sold for in Southwick, quarter by quarter, with the sale count behind every median.

Where Do Kids Go to School?

Schools Through Grade 12

Students here are covered from the early grades through high school by Southwick-Tolland-Granville (PK–12).

The schools page carries every district serving Southwick, where the buildings are, and what each district spends per pupil.

The district spends $20,753 per student. That is total spending per pupil, an input the state publishes, not a rating or a ranking of the schools.

Charter schools whose region includes this town: Pioneer Valley Chinese Immersion Charter School, Pioneer Valley Performing Arts Charter Public School. Eligibility to apply, not a placement, admission is by lottery.

3 school buildings stand in town. Which building a child attends is set by the district, not by the address alone.

  • Powder Mill School · 03, 04, 05, 06 · public elementary
  • Southwick Regional High School · 07, 08, 09, 10, 11, 12 · public secondary
  • Woodland Elementary School · PK, K, 01, 02 · public elementary

How's the Internet?

Cable Internet: Comcast

Cable internet serves this town. Franchise areas can stop at village edges, so confirm service at the specific address, not the town line.

95.5% of households here subscribe to broadband, per the Census Bureau's rolling five-year survey, the ground truth against any coverage map.

Water, Sewer, or Septic?

Public water exists here: SOUTHWICK WATER DEPT, service areas have edges, so a specific address may still be on a well. Municipal sewer exists (SOUTHWICK SEWER); beyond its edge, homes are on septic. Bedrock well yield potential in town is rated "average specific yield".

Will It Flood? Anything Nasty Nearby?

Mapped Flood Zones Present

Parts of this town are inside mapped special flood hazard areas, where flood insurance is required for most mortgages and building is regulated. Whether a specific property is inside one is a parcel-level question, check the address, not the town.

The flood page carries the mapping status, wetlands, dams and cleanup sites for Southwick, with every town in the county.

13 dams in town. No sites appear in the state's cleanup registry for this town, a registry fact, not a clean bill of health. 1 facility reports to the EPA Toxics Release Inventory, industrial sites above federal reporting thresholds, absence of which is not proof of none. Address-level detail, this parcel, this street, is on the address check.

Facilities here reported 0 lbs of TRI-listed chemicals released to air, water and land in 2003, down from a peak of 3,277 lbs in 2000. The most-released over the years has been trichloroethylene. Self-reported by facilities above federal thresholds, a disclosure record, not a measure of anyone's exposure or risk.

What's the Commute Like?

14.9% of working residents work right here in town. The rest most often head to Springfield, Westfield, Agawam. The town itself hosts 2,125 jobs.

Where people here work: living near Westfield (519 already commute, 13 min), living near Granville (8 already commute, 13 min), living near Agawam (305 already commute, 18 min), living near West Springfield (236 already commute, 20 min), living near Russell (8 already commute, 20 min), living near Springfield (663 already commute, 22 min), living near Hartford, CT (40 min).

The average commute from here runs 27 minutes one way (working residents who leave home for work, 2023 5-year estimate). Walkability, where people live, scores 6.5 out of 20 on the EPA's index (below the national average).

PVTA runs fixed-route buses here: 7 stops in town, on one route. G47 · Northampton-Westfield-Southwick.

What Do Rentals Go For?

$1,734/Month: HUD's Two-Bedroom Standard

HUD's fair-rent standard for a two-bedroom here is $1,734 a month, the figure housing vouchers are built on for the Springfield, MA MSA, not what landlords ask. It assumes rent plus most utilities, so it is not comparable to an advertised rent that excludes heat.

What tenants here actually pay, survey by survey

$1,343/monthmedian gross rent, 5-year estimate ending 2023 · rent plus utilities, what sitting tenants pay, not asking rents

to 2009range $811–$1,343to 2023

32.9% of households here fall below 80% of the area's median family income, the federal housing-programme measure of need, not a poverty rate. 3.49% of the town's year-round homes count toward the state's subsidized-housing inventory (the state threshold where override rules change is 10%).

53.4% of renters here spend a third or more of their income on housing (19.6% spend half or more); for owners it is 22.5%. The federal "cost-burdened" line is 30% of income; these are 5-year survey estimates (2023), not a headcount.

What Are the Winters Like?

Winters average 27.1°F, summers 69.9°F, and about 52″ of snow a year

Thirty-year normals (1991–2020), not this year's weather. The year averages 48.7°F with 52.36″ of precipitation. Readings come from the nearest long-record weather station to each measure, so a hilltown reading a valley station will see less snow here than falls on its own ridges.

Temperature: WESTFIELD 3 SW, MA US (3.2 mi). Snow: HARTFORD BRADLEY INTL AP, CT US (9.2 mi).

Growing or Shrinking?

Population is up 79.6% since 1960. Between 1971 and 1999, about 1,887 acres were developed. About 35.9% of adults here hold a bachelor's degree or higher (2023 survey). The deep story, the town's oldest surviving houses and what they're built in, is in the Old House Atlas.

People in Southwick, every published figure

9,2772024 estimate · hover the line for any year

1960range 5,139–9,7662024 est.

Everything taxable in town, at full value, since 1970

$1.58B2024 equalized valuation, the Commissioner's biennial full-value figure

1970range $35M–$1.58B2024

The town's certified reserves, year by year, since 2004

$4Mcertified free cash as of 1 July 2023 · audited spendable reserves, not a budget

2004range $169,653–$4M2023

Free cash is what the state certifies a town may actually spend from its reserves once receivables and deficits are taken out. It is the closest public measure of municipal cushion, and it is why one town absorbs a bad winter or a failed roof without an override while its neighbour cannot.

State aid, net of what the state charges back, since 2010

$2Mnet cherry sheet aid, fiscal 2027, the Commonwealth's published estimate for a year not yet settled

2010range $1M–$2M2027

The cherry sheet is the Commonwealth's annual notice of what it will send the town and what it will charge back. In fiscal 2027 that is $2M in aid against $37,347 in assessments, of which $220,059 of the aid is school aid. It is the half of a town's budget the property tax does not explain, which is why two towns with the same rate can be in very different shape.

Next door different? Put Southwick beside any of the other 100 towns.

Compare Side by Side

Cite this page: RE413, “Southwick Town Record,” https://www.re413.com/towns/southwick-ma/.

From the Desk

RE413 News, on the questions this page answers for Southwick.

Nearby Towns

The same record for each, with its own residential rate.

Or put two side by side in the Southwick comparison tool, see what the tax bill would be in every town, or read the state of housing across all 101.

Sources

"Figures through" is the period the publisher's data describes; "checked" is only when we last asked. The full sourcing: sources and method.