Skip to content
RE413

Franklin County · 23.44 square miles

Rowe

The town record: taxes, homes, schools, water, flood, commute and the market, every figure from a named public source.

LATESTSources checked 2026-08-05 · 60+ named public bodies · each figure above states its own period

The Record in Brief

Rowe's residential property tax rate is $5.24 per $1,000 of assessed value for fiscal 2026, about $1,496 a year on the town's median single-family home, assessed at $285,550. Rates are set by the town and reported to the Massachusetts Department of Revenue.

The median recorded single-family sale in Rowe was $285,000 in 2024, across 10 recorded arm's-length deeds, from the Massachusetts standardized assessors' parcel layer published by MassGIS.

Rowe had a population of 424 at the 2020 decennial census, published by the U.S. Census Bureau, up 7.9% on 2010.

Rowe's federal flood map shows no special flood hazard areas within the town. That is a statement about mapped risk only. Mapping is published by the Federal Emergency Management Agency.

Every figure below states the period it covers and the body that publishes it. Full sourcing: sources and method.

What Does It Cost to Live Here?

$1,496/year in property tax on the median home

At $5.24 per $1,000 of assessed value (fiscal 2026). The tax rate year by year, with the bill history and every town in the county, is on its own page. The full worked figure, mortgage at this week's rate, heating, the lot, is on the cost page, and the calculator takes any price.

Median household income, survey by survey

$87,9175-year estimate ending 2023 · overlapping windows, not annual readings

to 2009range $46,250–$87,917to 2023

The average single-family tax bill, FY1989 to FY2026

$1,661FY2026 average · the figure above is the median home, this line is the DLS average

FY1989range $338–$1,661FY2026

What Does It Cost to Heat?

Most homes here heat with heating oil. No Gas Main serves the town, heating follows the delivered-fuel market. This week's prices and the season maths are on the heating page.

What Kind of Homes Are Here?

675 parcels; the median single-family home here was built in 1960, surviving stock, not construction history.245 housing units at the 2020 count (204 in 2000). 56.2% of occupied homes are owner-occupied.

93.5% of homes here are single-family detached houses, and 41.1% of the housing stock predates 1940 while 2.4% went up in 2010 or later. Survey shares (2023), not counts.

24.9% of Homes Vacant at the Last Count

About 1 in 4 homes here stood empty at the April 2020 count, but 70.5% of those are seasonal or vacation homes. That is a second-home market, not an abandoned one.

≈3 sales a year

About 1 in 200 properties here changes hands in a year (2022–2024 average of recorded arm's-length deeds), at that pace, a property comes up roughly every 200 years. Steady-state arithmetic, not a measured wait, and the count includes land and commercial parcels. The latest complete year's median sale: $285,000 (2024).

New homes permitted, year by year, since 1980

0units permitted in 2025 · permission to build, not completions

1980range 0–52025

0 new homes were permitted in 2025 (the Bureau's estimate; the town filed no monthly reports that year). County-wide, house prices moved up 9.61% in 2025 (Franklin County index, a county figure, not this town's).

Where Do Kids Go to School?

Younger Grades Local, Older Grades by Arrangement

The town's own schooling (Rowe (PK–06)) stops before grade 12; older students attend Mohawk Trail (grades 7-12) under a tuition arrangement the town pays for. Every grade has a school, the question is where the bus goes.

The schools page carries every district serving Rowe, where the buildings are, and what each district spends per pupil.

The district spends $31,765 per student. That is total spending per pupil, an input the state publishes, not a rating or a ranking of the schools.

Charter schools whose region includes this town: Hilltown Cooperative Charter Public School. Eligibility to apply, not a placement, admission is by lottery.

1 school building stands in town. Which building a child attends is set by the district, not by the address alone.

  • Rowe Elementary School · PK, K, 01, 02, 03, 04, 05, 06 · public elementary

How's the Internet?

Town-Built Fibre Internet

This town built its own fibre network, typically faster than cable, and run by the town or its light plant. The statewide cable map shows nothing here, which misleads: the town's own connection is the better one. Confirm service at the specific address before closing.

91.3% of households here subscribe to broadband, per the Census Bureau's rolling five-year survey, the ground truth against any coverage map.

Water, Sewer, or Septic?

No community water system is registered in this town, homes are on private wells. No municipal sewer treatment is registered here, homes are on septic systems, which state law has inspected at sale. Bedrock well yield potential in town is rated "average specific yield".

Will It Flood? Anything Nasty Nearby?

No Mapped Flood Zones

This town's federal flood map shows no special flood hazard areas. That speaks to mapped risk only, heavy rain does not read maps.

The flood page carries the mapping status, wetlands, dams and cleanup sites for Rowe, with every town in the county.

4 dams in town, 2 classed high hazard, a statement about what a failure would harm, not about condition or likelihood. No sites appear in the state's cleanup registry for this town, a registry fact, not a clean bill of health. Address-level detail, this parcel, this street, is on the address check.

What's the Commute Like?

3.5% of working residents work right here in town. The rest most often head to Greenfield, Deerfield, Springfield. The town itself hosts 106 jobs.

Where people here work: living near Charlemont (10 already commute, 22 min), living near Heath (2 already commute, 27 min), living near Hawley (7 already commute, 29 min), living near Monroe (30 min), living near Florida (32 min), living near Buckland (10 already commute, 34 min), living near Shelburne (12 already commute, 41 min), living near Colrain (12 already commute, 44 min).

The average commute from here runs 34.5 minutes one way (working residents who leave home for work, 2023 5-year estimate).

No fixed-route bus stops in town. All three regional transit authorities' schedules were checked; dial-a-ride and paratransit services do not appear in them.

What Do Rentals Go For?

$1,866/Month: HUD's Two-Bedroom Standard

HUD's fair-rent standard for a two-bedroom here is $1,866 a month, the figure housing vouchers are built on for the Franklin County, MA, not what landlords ask. It assumes rent plus most utilities, so it is not comparable to an advertised rent that excludes heat.

What tenants here actually pay, survey by survey

$1,536/monthmedian gross rent, 5-year estimate ending 2023 · rent plus utilities, what sitting tenants pay, not asking rents

to 2009range $958–$1,536to 2023

41.7% of households here fall below 80% of the area's median family income, the federal housing-programme measure of need, not a poverty rate. 0% of the town's year-round homes count toward the state's subsidized-housing inventory (the state threshold where override rules change is 10%).

7.7% of renters here spend a third or more of their income on housing (0% spend half or more); for owners it is 19.9%. The federal "cost-burdened" line is 30% of income; these are 5-year survey estimates (2023), not a headcount.

What Are the Winters Like?

Winters average 22.8°F, summers 63.9°F, and about 85″ of snow a year

Thirty-year normals (1991–2020), not this year's weather. The year averages 43.6°F with 53.15″ of precipitation. Readings come from the nearest long-record weather station to each measure, so a hilltown reading a valley station will see less snow here than falls on its own ridges.

Temperature: ROWE 3NE, MA US (3.8 mi). Snow: ASHFIELD, MA US (13.5 mi).

Growing or Shrinking?

Population is up 83.5% since 1960. Between 1971 and 1999, about -58 acres were developed. About 24.5% of adults here hold a bachelor's degree or higher (2023 survey). The deep story, the town's oldest surviving houses and what they're built in, is in the Old House Atlas.

People in Rowe, every published figure

4192024 estimate · hover the line for any year

1960range 231–4242024 est.

Everything taxable in town, at full value, since 1970

$518M2024 equalized valuation, the Commissioner's biennial full-value figure

1970range $23M–$540M2024

The town's certified reserves, year by year, since 2004

$314,742certified free cash as of 1 July 2023 · audited spendable reserves, not a budget

2004range $136,894–$437,2122023

Free cash is what the state certifies a town may actually spend from its reserves once receivables and deficits are taken out. It is the closest public measure of municipal cushion, and it is why one town absorbs a bad winter or a failed roof without an override while its neighbour cannot.

State aid, net of what the state charges back, since 2010

$354,730net cherry sheet aid, fiscal 2027, the Commonwealth's published estimate for a year not yet settled

2010range $138,776–$368,1882027

The cherry sheet is the Commonwealth's annual notice of what it will send the town and what it will charge back. In fiscal 2027 that is $418,483 in aid against $63,753 in assessments, of which $378,695 of the aid is school aid. It is the half of a town's budget the property tax does not explain, which is why two towns with the same rate can be in very different shape.

Next door different? Put Rowe beside any of the other 100 towns.

Compare Side by Side

Cite this page: RE413, “Rowe Town Record,” https://www.re413.com/towns/rowe-ma/.

From the Desk

RE413 News, on the questions this page answers for Rowe.

Nearby Towns

The same record for each, with its own residential rate.

Or put two side by side in the Rowe comparison tool, see what the tax bill would be in every town, or read the state of housing across all 101.

Sources

"Figures through" is the period the publisher's data describes; "checked" is only when we last asked. The full sourcing: sources and method.