Franklin County · 34.26 square miles
Northfield
The town record: taxes, homes, schools, water, flood, commute and the market, every figure from a named public source.
LATESTSources checked 2026-11-02 · 21 named public bodies · each figure above states its own period
The Record in Brief
Northfield's residential property tax rate is $13.28 per $1,000 of assessed value for fiscal 2026, a municipal-tax illustration of $4,025 a year on the town's median single-family assessment, assessed at $302,100. Rates are set by the town and reported to the Massachusetts Department of Revenue.
The median recorded single-family sale in Northfield was $341,000 in 2024, across 35 recorded arm's-length deeds, from the Massachusetts standardized assessors' parcel layer published by MassGIS.
Northfield had a population of 2,866 at the 2020 decennial census, published by the U.S. Census Bureau, down 5.5% on 2010.
The federal flood map for Northfield has not been digitised, so flood risk here is unmapped rather than absent. Mapping is published by the Federal Emergency Management Agency.
Every figure below states the period it covers and the body that publishes it. Full sourcing: sources and method.
What Does It Cost to Live Here?
$4,025/year in estimated municipal tax on the median assessment
At $13.28 per $1,000 of assessed value (fiscal 2026), including the 0.5% community-preservation surcharge. This applies that rate to the median single-family assessment from FY2025; it is a comparison scenario, not a current bill. Separate fire, water or other district levies, special assessments and individual exemptions are excluded. Confirm the property's full bill with the assessor. The tax rate year by year, with the bill history and every town in the county, is on its own page. The full worked figure, mortgage at this week's rate, heating, the lot, is on the cost page, and the calculator takes any price.
Median household income, survey by survey
$103,3755-year estimate ending 2024 · overlapping windows, not annual readings
The average single-family tax bill, FY1988 to FY2026
$4,537FY2026 average · the figure above is the median home, this line is the DLS average
What Does It Cost to Heat?
Most homes here heat with heating oil (62.2%). No Gas Main serves the town, heating follows the delivered-fuel market. This week's prices and the season maths are on the heating page.
What Kind of Homes Are Here?
2,271 parcels; the median single-family home here was built in 1956, surviving stock, not construction history.1,407 housing units at the 2020 count (1,262 in 2000). 79.5% of occupied homes are owner-occupied.
88.7% of homes here are single-family detached houses, and 34.6% of the housing stock predates 1940 while 1.6% went up in 2010 or later. Survey shares (2024), not counts.
12.9% of Homes Vacant at the Last Count
About 1 in 8 homes here stood empty at the April 2020 count, but 54.4% of those are seasonal or vacation homes. That is a second-home market, not an abandoned one.
≈34 sales a year
About 1 qualifying dwelling deed per 33 dwelling parcels is recorded in a year (2022–2024 average of recorded arm's-length deeds), at that pace, a property comes up roughly every 34 years. Steady-state arithmetic, not a measured wait, both counts cover dwelling property, and a deed can cover several parcels. The latest complete year's median sale: $341,000 (2024).
New homes permitted, year by year, since 1980
0units permitted in 2025, 0 months reported · permission to build, not completions
0 new homes were permitted in 2025 (the Bureau's estimate; the town filed no monthly reports that year). County-wide, house prices moved up 9.61% in 2025 (Franklin County index, a county figure, not this town's).
Where Do Kids Go to School?
Schools Through Grade 12
Students here are covered from the early grades through high school by Pioneer Valley (PK–12).
The schools page carries every district serving Northfield, where the buildings are, and what each district spends per pupil.
The district spends $26,037 per student. That is total spending per pupil, an input the state publishes, not a rating or a ranking of the schools.
Vocational option: Franklin County RVT (grades 9–12), admission has its own application, and member towns differ on transport.
Charter schools whose region includes this town: Four Rivers Charter Public School, Hilltown Cooperative Charter Public School, Pioneer Valley Chinese Immersion Charter School, Pioneer Valley Performing Arts Charter Public School. Eligibility to apply, not a placement, admission is by lottery.
2 school buildings stand in town. Which building a child attends is set by the district, not by the address alone.
- Northfield Elementary School · PK, K, 01, 02, 03, 04, 05, 06 · public elementary
- Pioneer Valley Regional School · 07, 08, 09, 10, 11, 12 · public secondary
How's the Internet?
Cable Internet: Comcast
Cable internet serves this town. Franchise areas can stop at village edges, so confirm service at the specific address, not the town line.
88.2% of households here subscribe to broadband, per the Census Bureau's rolling five-year survey, the ground truth against any coverage map.
Water, Sewer, or Septic?
Public water exists here: REDEMPTION CHRISTIAN ACADEMY, NORTHFIELD WATER DISTRICT, EAST NORTHFIELD WATER CO, service areas have edges, so a specific address may still be on a well. Municipal sewer exists (NORTHFIELD SEWER); beyond its edge, homes are on septic. Bedrock well yield potential in town is rated "average specific yield".
Will It Flood? Anything Nasty Nearby?
Flood Map Unavailable
Our available records do not establish usable digital flood-map coverage for this town, so risk remains unmapped here; that is not the same as absent. Ask the town's floodplain administrator or the FEMA Map Service Center for the current map before relying on any flood answer.
The flood page carries the mapping status, wetlands, dams and cleanup sites for Northfield, with every town in the county.
6 dams in town, 1 classed high hazard, a statement about what a failure would harm, not about condition or likelihood. No sites appear in the state's cleanup registry for this town, a registry fact, not a clean bill of health. Address-level detail, this parcel, this street, is on the address check.
Solar in the State's Record. 94 solar installations here have been through the Commonwealth's incentive programmes, rated 795 kW between them. 94% are on houses. The register runs to 2023: the older programmes closed to new applications and their successor only opened in 2025, so a gap after that is the incentive record ending, not the installing. 4 more are approved but not yet generating. Capacity is what an array is rated at, never what it produced.
Radon Potential: Zone 2. The rock under this town is rated zone 2, the middle of the three the survey uses. The town sits across more than one geologic belt (Western Connecticut Valley Belt, Gneissic Domes, Mesozoic Basins), so this is the highest potential found under any part of it, not an average. That is a rating of geology, not a reading from any building: houses above the action level turn up in every zone, and houses in zone 1 routinely test clean. Radon is invisible, a test kit is the only thing that answers the question for a particular house, and it is worth doing whatever this map says.
The USGS runs 1 stream gauge in town with live river levels: CONNECTICUT RIVER NEAR NORTHFIELD.
What's the Commute Like?
10.6% of the recorded Massachusetts jobs held by town residents are in this town. Other leading Massachusetts job destinations are Greenfield, Deerfield, Montague. The record includes 335 jobs in this town held by Massachusetts residents. These are 2022 job records, not a count of distinct workers. Interstate jobs are excluded, including commutes to or from Connecticut, New York and Vermont.
Recorded job destinations and nearby work centres: living near Bernardston (31 Massachusetts job records (2022), 11 min), living near Gill (55 Massachusetts job records (2022), 11 min), living near Erving (29 Massachusetts job records (2022), 15 min), living near Warwick (1 Massachusetts job records (2022), 15 min), living near Greenfield (242 Massachusetts job records (2022), 20 min), living near Montague (86 Massachusetts job records (2022), 23 min), living near Brattleboro, VT (25 min), living near Deerfield (91 Massachusetts job records (2022), 28 min).
The average commute from here runs 31.4 minutes one way (working residents who leave home for work, 2024 5-year estimate). Walkability, where people live, scores 4.4 out of 20 on the EPA's index (least walkable).
No fixed-route bus stops in town. All three regional transit authorities' schedules were checked; dial-a-ride and paratransit services do not appear in them.
What Do Rentals Go For?
$1,882/Month: HUD's Two-Bedroom Standard
HUD's fair-rent standard for a two-bedroom here is $1,882 a month, the figure housing vouchers are built on for the Franklin County, MA, not what landlords ask. It assumes rent plus most utilities, so it is not comparable to an advertised rent that excludes heat.
What tenants here actually pay, survey by survey
$1,142/monthmedian gross rent, 5-year estimate ending 2024 · rent plus utilities, what sitting tenants pay, not asking rents
29.3% of households here fall below 80% of the area's median family income, the federal housing-programme measure of need, not a poverty rate. 2.06% of the town's year-round homes count toward the state's subsidized-housing inventory (the state threshold where override rules change is 10%).
49.2% of renters here spend a third or more of their income on housing (25.6% spend half or more); for owners it is 17.8%. The federal "cost-burdened" line is 30% of income; these are 5-year survey estimates (2024), not a headcount.
What Are the Winters Like?
Winters average 26.5°F, summers 68.7°F, and about 52″ of snow a year
Thirty-year normals (1991–2020), not this year's weather. The year averages 48°F with 49.39″ of precipitation. Readings come from the nearest long-record weather station to each measure, so a hilltown reading a valley station will see less snow here than falls on its own ridges.
Temperature: GREENFIELD #3, MA US (11.3 mi). Snow: TULLY LAKE, MA US (12.3 mi).
Growing or Shrinking?
Between the 1960 and 2020 censuses, population grew 23.5%. Between 1971 and 1999, about 475 acres were developed. About 42.4% of adults here hold a bachelor's degree or higher (2024 survey). The deep story, the town's oldest surviving houses and what they're built in, is in the Old House Atlas.
People in Northfield, every published figure
2,8572025 estimate · hover the line for any year
Everything taxable in town, at full value, since 1970
$690M2024 equalized valuation, the Commissioner's biennial full-value figure
The town's certified reserves, year by year, since 2003
$396,023certified free cash as of 1 July 2023 · audited spendable reserves, not a budget
Free cash is what the state certifies a town may actually spend from its reserves once receivables and deficits are taken out. It is the closest public measure of municipal cushion, and it is why one town absorbs a bad winter or a failed roof without an override while its neighbour cannot.
State aid, net of what the state charges back, since 2010
$627,507net cherry sheet aid, fiscal 2027, the Commonwealth's published estimate for a year not yet settled
The cherry sheet is the Commonwealth's annual notice of what it will send the town and what it will charge back. In fiscal 2027 that is $634,917 in aid against $7,410 in assessments. It is the half of a town's budget the property tax does not explain, which is why two towns with the same rate can be in very different shape.
Next door different? Put Northfield beside any of the other 100 towns.
Compare Side by Side →Cite this page: RE413, “Northfield Town Record,” https://www.re413.com/towns/northfield-ma/.
From the Desk
Reporting on Northfield and the wider region.
Nearby Towns
The same record for each, with its own residential rate.
Or put two side by side in the Northfield comparison tool, see what the tax bill would be in every town, or read the state of housing across all 101.
Sources
- Massachusetts DLS Municipal Databank. Tax rates (fiscal 2026) and the municipal-tax illustration using the median assessment (fiscal 2025), the average single-family bill back to FY1988, and the equalized valuation back to 1970, plus certified free cash (the town's audited spendable reserves) back to 2003.
- Massachusetts DLS Cherry Sheets. State aid received and state and county assessments charged, per year from 2010; the newest year is the Commonwealth's published estimate for a fiscal year not yet settled.
- MassGIS standardized parcels. Parcel counts, building ages, lot sizes, and the recorded sales behind the turnover figure and the quarter-by-quarter median.
- U.S. Census Bureau. Population (decennial counts 1960–2020, annual estimates to 2024), housing units, vacancy with its seasonal share, tenure, heating fuels, commute flows, and permitted units per year back to 1980 from the Building Permits Survey.
- PVTA, BRTA and FRTA schedules. Fixed-route bus stops and routes in town; zero means checked against all three and none found.
- EPA National Walkability Index. The population-weighted walkability score, block groups rolled up to the town.
- U.S. Energy Information Administration. This week's heating-oil and propane prices and the state electricity average. Figures through 2026-10-26.
- FHFA house-price index. The county-level annual price change, a county figure, never this town's. Figures through 2025.
- Massachusetts DESE registries. Which districts operate here, their grade spans and tuition arrangements.
- MassGIS PK-12 school locations. The school buildings that physically stand in this town, with the grades each serves and its type. Locations, never ratings.
- DESE Per Pupil Expenditures report. Total per-pupil spending for the town's operating district(s), a published input, not a rating.
- MassGIS utility registry and municipal fibre programmes. Cable franchise, town fibre and the electric utility.
- MassDEP and USGS. Water systems, sewer service and well-yield mapping.
- FEMA flood layer, the Office of Dam Safety and the MassDEP release registry. Flood mapping status, dam hazard classes and cleanup-registry counts.
- U.S. Geological Survey NWIS. Active stream gauges (with their live-data pages) and groundwater wells monitored in town.
- HUD and the state subsidized housing inventory. The fair-market rent standard and the Chapter 40B share.
- American Community Survey 5-year estimates. The income and rent lines, one point per survey vintage since 2009; each point pools five years ending in its label.
- American Community Survey, tables B25091 & B25070. The share of owners and renters spending 30%+ and 50%+ of income on housing.
- American Community Survey, tables B08013/B08303, B25034, B15003, B25024. Mean commute time, housing-age and structure-type shares, and the bachelor's-degree share.
- MassGIS land use. Acres developed between the 1971 and 1999 surveys.
- NOAA 1991-2020 U.S. Climate Normals. Winter, summer and annual temperature, snowfall and precipitation, from the nearest reporting station to each measure.
"Figures through" is the period the publisher's data describes; "checked" is only when we last asked. The full sourcing: sources and method.