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RE413 News · The Market

Assessed Value vs Market Value in Western Mass: Is Your Assessment Too High?

In the twenty towns with enough recorded sales to compare, the typical house sold about 8% above its assessment. In a few of them it sold for rather less.

Orange, where recorded sales ran furthest above assessed value

Your assessed value is not what your house would sell for, and it is not supposed to be. A Massachusetts assessment for this tax year reflects the market as of a valuation date well over a year ago, built from the sales around it. In a market that has kept rising, sales running ahead of assessments is the system working, not a scandal and not a discount.

How far ahead is a fact this site can measure, in the towns that trade enough to measure it. In the 23 towns with at least 10 recorded dwelling sales in their latest complete quarter, the typical median sale ran about 8% above the town's median assessment. In 17 of the 23, sales ran above assessments; in 6, below.

Both Ends of the Spread

At one end, Orange: median sale $380,000 in 2025 Q2 against a median assessment of $279,950, sales running 36% ahead. At the other, Ware, where the median recorded sale actually came in below the median assessment.

A town at the top of that spread is usually a town whose market moved fastest since its valuation date. A town at the bottom is worth a closer look before concluding anything: a quarter dominated by smaller or rougher houses drags the sale median below the assessment median without a single house being overassessed, and in the thin markets here a quarter is easily dominated.

The Twenty Towns That Trade Enough to Compare

Sortable. The last column is the one the headline asks about: how far the quarter's sales ran from the roll.

Median Recorded Sale Against Median Assessment, Latest Complete Quarter

Download CSV, same columns, same definitions

For every town with at least ten recorded dwelling sales in its own latest complete quarter: the median sale price from recorded deeds, the median assessed single family value on the current roll, and the gap between them.

Median Recorded Sale Against Median Assessment, Latest Complete Quarter. For every town with at least ten recorded dwelling sales in its own latest complete quarter: the median sale price from recorded deeds, the median assessed single family value on the current roll, and the gap between them.
TownQuarterMedian SaleMedian AssessmentSales Run
Adams2026 Q1$238,500$246,850-3%
Becket2025 Q3$406,250$328,200+24%
Chicopee2025 Q4$300,000$287,000+5%
Dalton2025 Q4$308,250$315,300-2%
Deerfield2025 Q4$540,000$424,900+27%
Granby2025 Q4$395,000$382,300+3%
Greenfield2026 Q2$322,500$264,600+22%
Holland2025 Q4$373,450$366,700+2%
Holyoke2025 Q1$282,500$262,450+8%
Ludlow2025 Q4$335,500$332,300+1%
Monson2025 Q4$432,500$348,100+24%
Montague2025 Q4$327,500$302,800+8%
North Adams2024 Q2$170,000$191,450-11%
Northampton2025 Q4$575,000$504,350+14%
Orange2025 Q2$380,000$279,950+36%
Pittsfield2024 Q4$276,000$256,500+8%
South Hadley2025 Q4$360,159$366,500-2%
Southampton2026 Q1$587,500$448,400+31%
Springfield2025 Q4$300,000$267,900+12%
Stockbridge2025 Q4$670,000$702,200-5%
Ware2026 Q2$250,050$289,600-14%
West Springfield2025 Q4$339,950$292,000+16%
Williamstown2026 Q1$530,000$466,450+14%

The line under each Sales Run is its margin from this table's middle of +8%: left of centre is below it, right of centre is above, and both sides are drawn to the same scale. The middle is this table's own and does not move when you sort. It is a distance, not a position in a league table, and nothing here is ranked.

What These Columns Mean
Town
The municipality. Links to its full record. Only towns with at least ten recorded dwelling sales in their latest complete quarter appear.
Quarter
The town's own latest complete quarter of recorded deeds. Quarters differ between towns because records do not close together.
Median Sale
The median recorded dwelling sale price in that quarter.
Median Assessment
The median assessed single family value on the current tax roll.
Sales Run
How far the median sale sits above or below the median assessment. Positive means houses sold above their assessed values.

Cite: RE413. “Median Recorded Sale Against Median Assessment, Latest Complete Quarter.” Updated September 19, 2026. https://www.re413.com/news/assessed-value-vs-sale-price-massachusetts/, underlying sources at https://www.re413.com/sources/.

The other 78 towns recorded fewer than 10 dwelling sales in their latest complete quarter, and a median of a handful of sales is a coin toss, so they are not shown rather than shown misleadingly. That absence is itself a finding about this region: in most towns here, very little trades.

What This Means for an Abatement, and What It Does Not

If you are weighing a challenge to your own assessment, this table is context, not a case. Median against median says nothing about one parcel; your case is your assessment against recorded sales of houses like yours, from around the valuation date the assessors used, and the window to file is short and statutory.

And sales running ahead of assessments does not mean bills are about to jump by the same amount. The levy is capped; when values rise, rates give back part of the move. What a revaluation changes is each house's share, which is exactly why the comparison that matters is your house against houses like it, not your house against the town.

Sources

  • MassGIS standardized parcel data. Recorded deeds and dwelling sale prices, each town's latest complete quarter.
  • Massachusetts Department of Revenue, Division of Local Services. Median assessed single family values on the current roll.

"Figures through" is the period the publisher's data describes; "checked" is only when we last asked. The full sourcing: sources and method.

Spotted an error, or want the source behind a figure here? Tell us and we will check it against the record and correct it.

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