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RE413

Hampshire County · 34.38 square miles

Ware

The town record: taxes, homes, schools, water, flood, commute and the market, every figure from a named public source.

LATESTSources checked 2026-08-05 · 60+ named public bodies · each figure above states its own period

The Record in Brief

Ware's residential property tax rate is $14.49 per $1,000 of assessed value for fiscal 2026, about $4,196 a year on the town's median single-family home, assessed at $289,600. Rates are set by the town and reported to the Massachusetts Department of Revenue.

The median recorded single-family sale in Ware was $300,000 in 2024, across 107 recorded arm's-length deeds, from the Massachusetts standardized assessors' parcel layer published by MassGIS.

Ware had a population of 10,066 at the 2020 decennial census, published by the U.S. Census Bureau, up 2% on 2010.

Parts of Ware lie inside mapped special flood hazard areas, where most mortgages require flood insurance. Whether a given property is inside one is a parcel-level question. Mapping is published by the Federal Emergency Management Agency.

Every figure below states the period it covers and the body that publishes it. Full sourcing: sources and method.

What Does It Cost to Live Here?

$4,196/year in property tax on the median home

At $14.49 per $1,000 of assessed value (fiscal 2026). The tax rate year by year, with the bill history and every town in the county, is on its own page. The full worked figure, mortgage at this week's rate, heating, the lot, is on the cost page, and the calculator takes any price.

Median household income, survey by survey

$69,6665-year estimate ending 2023 · overlapping windows, not annual readings

to 2009range $46,992–$69,666to 2023

The average single-family tax bill, FY1988 to FY2026

$4,770FY2026 average · the figure above is the median home, this line is the DLS average

FY1988range $1,059–$4,770FY2026

What Does It Cost to Heat?

Most homes here heat with heating oil. No Gas Main serves the town, heating follows the delivered-fuel market. This week's prices and the season maths are on the heating page.

What Kind of Homes Are Here?

4,572 parcels; the median single-family home here was built in 1971, surviving stock, not construction history.4,755 housing units at the 2020 count (4,337 in 2000). 66.7% of occupied homes are owner-occupied.

59.3% of homes here are single-family detached houses, and 35.4% of the housing stock predates 1940 while 4.5% went up in 2010 or later. Survey shares (2023), not counts.

9.1% of Homes Vacant at the Last Count

About 1 in 11 homes here stood empty at the April 2020 count, and 18.4% of those are seasonal or vacation homes.

≈108 sales a year

About 1 in 42 properties here changes hands in a year (2022–2024 average of recorded arm's-length deeds), at that pace, a property comes up roughly every 42 years. Steady-state arithmetic, not a measured wait, and the count includes land and commercial parcels. The latest complete year's median sale: $300,000 (2024).

New homes permitted, year by year, since 1980

81units permitted in 2025, 0 months reported · permission to build, not completions

1980range 1–1242025

Reported construction value in 2025: $10,254K (permit filings, nominal dollars).

Median recorded sale, quarter by quarter

$322,5002025 Q3, on 14 sales · small quarters swing hard

2024 Q1range $254,000–$330,0002025 Q3

81 new homes were permitted in 2025 (the Bureau's estimate; the town filed no monthly reports that year). County-wide, house prices moved up 6.04% in 2025 (Hampshire County index, a county figure, not this town's).

What homes actually sold for in Ware, quarter by quarter, with the sale count behind every median.

Where Do Kids Go to School?

Schools Through Grade 12

Students here are covered from the early grades through high school by Ware (PK–12).

The schools page carries every district serving Ware, where the buildings are, and what each district spends per pupil.

The district spends $19,436 per student. That is total spending per pupil, an input the state publishes, not a rating or a ranking of the schools.

Vocational option: Pathfinder RVT (grades 9–12), admission has its own application, and member towns differ on transport.

Charter schools whose region includes this town: Hilltown Cooperative Charter Public School, Pioneer Valley Performing Arts Charter Public School. Eligibility to apply, not a placement, admission is by lottery.

3 school buildings stand in town. Which building a child attends is set by the district, not by the address alone.

  • Stanley M Koziol Elementary School · PK, K, 01, 02, 03 · public elementary
  • Ware Junior/Senior High School · 07, 08, 09, 10, 11, 12 · public secondary
  • Ware Middle School · 04, 05, 06 · public middle

How's the Internet?

Cable Internet: Comcast

Cable internet serves this town. Franchise areas can stop at village edges, so confirm service at the specific address, not the town line.

92.4% of households here subscribe to broadband, per the Census Bureau's rolling five-year survey, the ground truth against any coverage map.

Water, Sewer, or Septic?

Public water exists here: WARE WATER DEPT, QUABBIN SUNRISE COOPERATIVE INC, service areas have edges, so a specific address may still be on a well. Municipal sewer exists (WARE SEWER DEPT); beyond its edge, homes are on septic. Bedrock well yield potential in town is rated "average specific yield".

Will It Flood? Anything Nasty Nearby?

Mapped Flood Zones Present

Parts of this town are inside mapped special flood hazard areas, where flood insurance is required for most mortgages and building is regulated. Whether a specific property is inside one is a parcel-level question, check the address, not the town.

The flood page carries the mapping status, wetlands, dams and cleanup sites for Ware, with every town in the county.

19 dams in town, 2 classed high hazard, a statement about what a failure would harm, not about condition or likelihood. 5 reported release sites appear in the state's cleanup registry. 3 facilities report to the EPA Toxics Release Inventory, industrial sites above federal reporting thresholds, absence of which is not proof of none. Address-level detail, this parcel, this street, is on the address check.

The USGS runs 2 stream gauges in town with live river levels: WARE RIVER AT GIBBS CROSSING, SWIFT RIVER AT WEST WARE.

Facilities here reported 506 lbs of TRI-listed chemicals released to air, water and land in 2024, down from a peak of 27,500 lbs in 1989. The most-released over the years has been hydrochloric acid. Self-reported by facilities above federal thresholds, a disclosure record, not a measure of anyone's exposure or risk.

TRI-listed chemical releases here, year by year

506 lbsreported released in 2024 · on- and off-site, self-reported, not an exposure measure

1987range 198 lbs–27,500 lbs2024

What's the Commute Like?

16.6% of working residents work right here in town. The rest most often head to Springfield, Palmer, Amherst. The town itself hosts 2,641 jobs.

Where people here work: living near Belchertown (133 already commute, 17 min), living near Palmer (296 already commute, 19 min), living near Brimfield (16 already commute, 23 min), living near Monson (47 already commute, 27 min), living near Ludlow (88 already commute, 30 min), living near Amherst (159 already commute, 34 min), living near Springfield (513 already commute, 41 min), living near Worcester (93 already commute, 54 min), living near Boston (111 already commute, 101 min).

The average commute from here runs 28.6 minutes one way (working residents who leave home for work, 2023 5-year estimate). Walkability, where people live, scores 6.4 out of 20 on the EPA's index (below the national average).

PVTA runs fixed-route buses here: 8 stops in town, on 3 routes. B49 · Holyoke-Ware; B79 · Amherst-Worcester Intercity Service; WS · Ware Shuttle.

What Do Rentals Go For?

$2,004/Month: HUD's Two-Bedroom Standard

HUD's fair-rent standard for a two-bedroom here is $2,004 a month, the figure housing vouchers are built on for the Amherst Town-Northampton, MA MSA, not what landlords ask. It assumes rent plus most utilities, so it is not comparable to an advertised rent that excludes heat.

What tenants here actually pay, survey by survey

$1,049/monthmedian gross rent, 5-year estimate ending 2023 · rent plus utilities, what sitting tenants pay, not asking rents

to 2009range $638–$1,049to 2023

48.2% of households here fall below 80% of the area's median family income, the federal housing-programme measure of need, not a poverty rate. 7.76% of the town's year-round homes count toward the state's subsidized-housing inventory (the state threshold where override rules change is 10%).

52.9% of renters here spend a third or more of their income on housing (22.8% spend half or more); for owners it is 25%. The federal "cost-burdened" line is 30% of income; these are 5-year survey estimates (2023), not a headcount.

What Are the Winters Like?

Winters average 26.4°F, summers 68.5°F, and about 43″ of snow a year

Thirty-year normals (1991–2020), not this year's weather. The year averages 47.7°F with 48.62″ of precipitation. Readings come from the nearest long-record weather station to each measure, so a hilltown reading a valley station will see less snow here than falls on its own ridges.

Temperature: BELCHERTOWN, MA US (5.7 mi). Snow: WARE, MA US (0.4 mi).

Growing or Shrinking?

Population is up 33.9% since 1960. Between 1971 and 1999, about 1,191 acres were developed. About 26% of adults here hold a bachelor's degree or higher (2023 survey). The deep story, the town's oldest surviving houses and what they're built in, is in the Old House Atlas.

People in Ware, every published figure

10,1422024 estimate · hover the line for any year

1960range 7,517–10,1422024 est.

Everything taxable in town, at full value, since 1970

$1.14B2024 equalized valuation, the Commissioner's biennial full-value figure

1970range $40M–$1.14B2024

The town's certified reserves, year by year, since 2004

$3Mcertified free cash as of 1 July 2023 · audited spendable reserves, not a budget

2004range $610,521–$3M2023

Free cash is what the state certifies a town may actually spend from its reserves once receivables and deficits are taken out. It is the closest public measure of municipal cushion, and it is why one town absorbs a bad winter or a failed roof without an override while its neighbour cannot.

State aid, net of what the state charges back, since 2010

$16Mnet cherry sheet aid, fiscal 2027, the Commonwealth's published estimate for a year not yet settled

2010range $8M–$16M2027

The cherry sheet is the Commonwealth's annual notice of what it will send the town and what it will charge back. In fiscal 2027 that is $18M in aid against $2M in assessments, of which $15M of the aid is school aid. It is the half of a town's budget the property tax does not explain, which is why two towns with the same rate can be in very different shape.

Next door different? Put Ware beside any of the other 100 towns.

Compare Side by Side

Cite this page: RE413, “Ware Town Record,” https://www.re413.com/towns/ware-ma/.

From the Desk

RE413 News, on the questions this page answers for Ware.

Nearby Towns

The same record for each, with its own residential rate.

Or put two side by side in the Ware comparison tool, see what the tax bill would be in every town, or read the state of housing across all 101.

Sources

"Figures through" is the period the publisher's data describes; "checked" is only when we last asked. The full sourcing: sources and method.