A Ludlow-versus-Wilbraham comparison becomes useful when it identifies what a household gains or takes on with a particular property. More land, a different building age or a larger house can explain part of an apparent price difference. The public record helps separate those factors before the search turns to actual bills and condition.
How do the assessment baselines compare?
The recorded single-family medians are $332,300 in Ludlow and $429,000 in Wilbraham. The corresponding annual tax illustrations are $5,320 and $7,572. They describe the assessed housing stock, with local periods shown below. Neither number establishes what a seller should accept today. Match houses by size and use, then add their current tax bills and insurance quotes to equal financing assumptions. That approach reveals which part of the total cost actually changes.
Massachusetts Department of Revenue: determining property values.
How should the lot-size difference be interpreted?
Median recorded lot acreage is 0.38 in Ludlow and 0.71 in Wilbraham. Acreage does not describe the usable portion, the shape of the site or the work needed to keep it in the condition you expect. Walk drainage routes and access areas, and consider mowing, snow removal and tree care. If a particular project motivates the move, request the relevant plans and municipal guidance before treating the parcel's size as proof the project can proceed.
Why does construction age need a second layer of evidence?
The median years below can guide questions about the stock, but they cannot measure renovations or predict an individual repair bill. Ask for records of major work and inspect the actual systems. A newer house may have unresolved maintenance, while an older one may have documented updates. Use written estimates for significant findings, then compare cash remaining after closing. A property that consumes the entire reserve to buy may be a different financial commitment from one that leaves room for known work.
What does the local record show?
These towns provide local context for the decision in this article. The figures describe the published records and survey periods identified below. Compare the same measures across places, then confirm the details of any actual home before using them in a budget or offer.
Local Figures for This Decision
Download CSV, same columns, same definitions
Selected municipalities, shown alphabetically. Definitions below distinguish assessments, administrative benchmarks and survey estimates from current market quotes.
| Town | Single-family Assessment | Annual Tax Illustration | Median Lot Acres | Median Year Built |
|---|---|---|---|---|
| Ludlow | $332,300 | $5,320 | 0.38 | 1964 |
| Wilbraham | $429,000 | $7,572 | 0.71 | 1964 |
What These Columns Mean
- Town
- Municipality; follow its record below for the full data and address check.
- Single-family Assessment
- Median assessed value of single-family parcels. This is a tax-roll statistic, not an asking price, appraisal or median sale price. Assessment years are identified in the sources.
- Annual Tax Illustration
- The published residential rate applied to the town's median single-family assessment, including the recorded community preservation surcharge and its general first-value exemption where adopted. Individual exemptions, special assessments and a future reassessment can change an actual bill.
- Median Lot Acres
- Median recorded single-family parcel acreage. Lot area is not a measure of buildable, dry or accessible land and does not establish a surveyed boundary.
- Median Year Built
- Middle recorded construction year of single-family homes in the assessment data. It describes building age, not renovation date, condition, lead status or energy performance.
Cite: RE413. “Local Figures for This Decision.” Updated September 19, 2026. https://www.re413.com/news/ludlow-vs-wilbraham-ma/, underlying sources at https://www.re413.com/sources/.
Ludlow's town record. Single-family assessment: $332,300. Annual tax illustration: $5,320. Median lot acres: 0.38. Median year built: 1964.
Wilbraham's town record. Single-family assessment: $429,000. Annual tax illustration: $7,572. Median lot acres: 0.71. Median year built: 1964.
How has the published average tax bill changed?
This is the Department of Revenue's published average single-family tax-bill series in nominal dollars. It is a different measure from the current median-assessment illustration above. Changes can reflect the tax levy, assessed values and the housing stock; this is not a forecast of the bill for a home you buy.
Published Average Single-Family Tax Bill
LudlowWilbraham
Ludlow$5,923Wilbraham$8,186Fiscal 2026; common reporting years
What should you check next?
- Compare actual houses using consistent size, condition and financing assumptions.
- Check usable land and maintenance obligations rather than valuing recorded acreage alone.
- Review system history and inspection findings, then compare the cash needed after closing as well as the amount due at closing.
Keep the address, document date and source alongside each answer. If records disagree, identify which period and property each describes before treating the difference as a change. A missing result leaves a question open; it does not establish that a property has no problem or no cost.
Where can you continue the comparison?
Browse all housing guides by subject.
Open the linked town records for the wider context, including sources and dates. Use the property-specific records to narrow a decision, and keep current quotes separate from the historical figures used to explain it here.
Which official guidance supports this article?
- Massachusetts Department of Revenue: determining property values. Guidance checked 2026-09-05; confirm current requirements for your transaction.
Sources
- MassGIS and municipal assessors. single-family assessment, annual tax illustration, median lot acres, median year built. Figures through Ludlow: FY2026; Wilbraham: FY2026. Checked 2026-08-21.
- Massachusetts Department of Revenue, Division of Local Services. annual tax illustration. Figures through Ludlow: FY2026; Wilbraham: FY2026. Checked 2026-08-05.
- Massachusetts Department of Revenue, community preservation records. annual tax illustration. Checked 2026-08-05.
- Massachusetts Department of Revenue, historical average single-family tax bills. Published annual mean bills in the chart; nominal dollars, with only common reporting years in a two-town comparison. Figures through FY2010–FY2026. Checked 2026-08-05.
"Figures through" is the period the publisher's data describes; "checked" is only when we last asked. The full sourcing: sources and method.