Western Mass Mortgage Rates, Week by Week
RE413 has kept 32 verified ordinary published zero-point 30-year fixed table readings from 4 western Massachusetts banks and credit unions, covering Freddie Mac survey weeks from August 27, 2026 through October 29, 2026. The record below downloads as a CSV.
Download the whole archive as CSV one row per verified lender snapshot, with dates, product, APR and points
Free to use with attribution to RE413. Only ordinary published zero-point rate-table entries that passed the source checks are included; “ordinary” describes table placement, not borrower eligibility. Loan amount, LTV, credit, occupancy, membership, property, underwriting, fees and points differ by borrower and lender, so this archive is not a cheapest-lender ranking. “National week” is Freddie Mac's observation date; “checked” is when RE413 verified the lender pages; each rate also retains the lender's printed effective date. Missing figures are never zeroed or carried forward. Freddie Mac no longer publishes average fees or points with PMMS, so the national series is a note-rate benchmark rather than a like-for-like zero-point cost comparison.
The Whole Record, as a Line
The local line moves only when a bank on this list changes its rate, so a bank joining or leaving the survey does not move it. The table below is the same data, week by week.
Local Advertised Rates and the National Average
Local, same banksNational average
+0.312 ppin local advertised rates since 2026-08-27. Hover to read any week.
Every Reading We Have Kept
Newest first. Each figure is the verified ordinary published zero-point 30-year fixed purchase rate from that lender's ordinary mortgage table. Special and eligibility-restricted programs are excluded. Included rows can still carry borrower and property conditions and are observations, not offers.
| National Week / Local Check | Pittsfield Cooperative Bank | Florence Bank | Polish National Credit Union | Greenfield Co-operative Bank | National |
|---|---|---|---|---|---|
| PMMS Week 2026-10-29Local Check 2026-11-04 | 6.375% | 6.5% | 7% | 7.125% | 7.24% |
| PMMS Week 2026-10-08Local Check 2026-10-15 | 6.375% | 6.5% | 7.25% | 7.125% | 7.4% |
| PMMS Week 2026-10-01Local Check 2026-10-08 | 6.375% | 6.5% | 7.25% | 7.125% | 7.28% |
| PMMS Week 2026-09-24Local Check 2026-10-01 | 6.375% | 6.5% | 7% | 7.125% | 7.03% |
| PMMS Week 2026-09-17Local Check 2026-09-19 | 6.375% | 6.25% | 7% | 6.875% | 6.95% |
| PMMS Week 2026-09-10Local Check 2026-09-11 | 6.375% | 6.25% | 6.5% | 6.75% | 6.76% |
| PMMS Week 2026-09-03Local Check 2026-09-04 | 6.375% | 6.25% | 6.5% | 6.625% | 6.71% |
| PMMS Week 2026-08-27Local Check 2026-09-04 | 6.375% | 6.25% | 6.5% | 6.625% | 6.66% |
Hover any rate to read its product, APR and lender effective date, or take the CSV, which carries every field in full.
Corrections to the Earlier Record
Earlier rows that could not prove the exact table entry, lender effective date and national observation week were removed rather than relabelled. The verified archive starts clean; removed figures are not used in charts, rankings, calculators or downloads.
- Florence Bank, Greenfield Co-operative Bank, Pittsfield Cooperative Bank, Polish National Credit Union: invalidated through August 31, 2026. Legacy snapshots were removed: retrieval dates were mislabeled as PMMS weeks, lender-effective dates were absent, and Pittsfield/Greenfield parsers selected restricted programs.
One Bank at a Time
Each bank's own page carries its rate this week, its whole line against the national average, and a link to the page the figure was read from.
- Pittsfield Cooperative Bank mortgage rates
- Florence Bank mortgage rates
- Polish National Credit Union mortgage rates
- Greenfield Co-operative Bank mortgage rates
This week's figures, side by side with the gap against the national average, are on the rate survey.
Sources
- Advertised 30-year fixed purchase rates read weekly from 4 lenders' own published rate pages. Every reading kept since 2026-08-27. Checked 2026-11-04.
- Freddie Mac Primary Mortgage Market Survey, via the Federal Reserve Bank of St. Louis. The national average 30-year fixed rate for each week shown. Checked 2026-10-29.
"Figures through" is the period the publisher's data describes; "checked" is only when we last asked. The full sourcing: sources and method.